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PA’s ACA Marketplace Rates to Decrease by an average of 3.3% in 2021

October 15, 2020

Today, the Pennsylvania Insurance Department announced Pennsylvania’s approved 2021 individual and small group Affordable Care Act (ACA) health insurance rates, which will decrease by an average of 3.3% statewide. Antoinette Kraus, Executive Director of the Pennsylvania Health Access Network, released the following statement in response:

“This year’s lower marketplace health insurance rates are largely attributable to the creation of Pennie, Pennsylvania’s new online health insurance marketplace and reinsurance program that is part of the Affordable Care Act.

Individuals who previously received healthcare coverage through will now choose a plan through Pennie. Individuals should go to to shop for and purchase health insurance for 2021; new plans and financial assistance are available.

While this is great news for Pennsylvanians, all this good work to increase access to affordable health insurance is threatened by a lawsuit being argued in front of the U.S. Supreme Court this November by the Trump Administration. This lawsuit, which threatens to overturn of the Affordable Care Act with no plan to replace it, is both reckless and unacceptable and puts the hundreds of thousands of Pennsylvanians who are covered through the ACA marketplace at risk of losing their coverage. If the lawsuit prevails, any reductions in out-of-pocket costs and coverage gained through Pennie will be lost.

No matter what happens in the Supreme Court, Pennsylvanians should continue to enroll in marketplace health coverage through this winter; coverage and financial assistance is still available for 2021. Open enrollment begins November 1st and will go through January 15, 2021.”