continuation coverage

COBRA relief for unemployed awaits action in Senate

Slowly but surely, the Pennsylvania General Assembly appears to be moving legislation to help workers laid-off by small employers keep their health insurance.

When an employee is laid off, federal law requires employers to offer the opportunity for the employee to continue the employer-based health insurance s/he (and dependents) enjoyed before being laid off.  Under the stimulus bill passed by Congress earlier this year, federal subsidies will pay 65 percent of the premium cost, thus making the insurance more affordable for the laid-off workers.

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